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# Payment Failed

The _Payment Failed_ event triggers anytime a subscription payment, or payment plan payment fails.

This is the most common event to fire.

A charge can fail for a variety of reasons, but the most common reason a charge fails is because your customer’s card has insufficient funds, has expired, was lost, or was issued a new card number.

Most people will want this event to trigger a series of follow-up emails that they set up to send from their CRM / Marketing Automation tool. Those emails will follow up with their customer to get them to update their card on file. This follow-up sequence is where you will include a link to your _**Customer Portal**_.

[Click here to learn more](https://university.spiffy.co/customer-portal/intro-to-customer-portal.md) about how your customers can update their credit card with your _Customer Portal_.

**Make Sure to Adjust Your Stripe Settings** If you are using this Billing Automation event, be sure to check your Stripe settings and make sure that the setting for **_Send emails when payments fail_** is turned **OFF** in Stripe.

You can also adjust the schedule of the auto-charge attempts, under the _**Use custom retry schedule**_ settings.

![](https://d33v4339jhl8k0.cloudfront.net/docs/assets/56f30391c6979115a3408dbb/images/5cb745b02c7d3a07c44a2129/file-TN6jAw84NK.png)Logged into your Stripe account? [Click here to view these settings](https://dashboard.stripe.com/account/billing/automatic).
